Tax Advisory Services That Happen Before You Sign
Most tax advisory services happen after decisions are made. You're weighing up a new hire, restructuring your entity, or wondering if that equipment purchase should happen this year or next. Your accountant finds out in March. You needed proactive tax advice in September.
Why hourly billing breaks tax advisory services
Your accountant charges by the hour. Every time you think about calling, you're doing the math: Is this question worth $400? Can it wait until our next meeting? The meter's always running in your head.
That's not advisory. That's archaeology. By the time you're sitting across from someone billing in six-minute blocks, the decision's already made. The lease is signed. The structure's locked in. The hire's been onboarded. Now you're paying someone to explain what you should have done three months ago.
A monthly retainer changes the incentive structure completely: we don't win when you hesitate to call. The win comes when you pick up the phone on Tuesday morning, before the 10am meeting with your banker, and we model both scenarios in time for you to use them.
The questions you stop hesitating to ask
These are the calls that don't happen with hourly billing.
With a retainer, they happen every week. Real questions from real clients. Each one answered same-day because the retainer was already paid.
Should I take on that $80K equipment loan or lease it?
Comparing finance quotes gets complicated fast. One's a chattel mortgage, one's a lease, one's an unsecured loan. Which structure gives you the full deduction this year versus spreading it over five? One call, twenty minutes. You know which quote to accept.
Is it worth setting up a trust for this property purchase?
Your solicitor mentioned a trust structure for the commercial property you're buying through the business. Does that make sense for your situation? What does it cost to run? How does it affect your ability to pull money out later? We talk it through before you sign anything.
Can I bring my partner into the business without a tax mess?
They've been handling client work for two years. Now you want to make it official. Director, shareholder, or employee? What happens to the profit split you've been doing informally? By Friday, you have a plan.
Should I pay this big invoice now or wait until next month?
A $45K software bill just arrived. Pay it now or in 30 days? Where are you on profit this year? Does the deduction matter more now or later? Five minutes to answer when someone knows your numbers.
What's the tax hit if I take $60K out as a dividend vs salary?
Pulling money out for a house deposit means choosing between dividend, salary, or director's loan. Each one has different tax consequences. Which structure makes sense for your marginal rate this year? This isn't a March question. It's a Tuesday morning question.
How we become part of your business
First call: We map what you've got
Thirty minutes on Zoom. Your entity structure, your current accounting setup, the decisions sitting in front of you right now. We're figuring out where you are so we know what matters most in month one.
First real question: You see how this works
A decision comes up. You call. We already know your structure, your tax position, your cash rhythm. The advice is specific, not generic. That's the moment the retainer stops being theoretical.
By month two: We're current, not catching up
We've taken over your compliance calendar. BAS, super, payroll tax. No more chasing deadlines. When you call with a question, we're answering from a current understanding of your numbers.
What's included in your monthly retainer
Unlimited advisory calls
That $80K vehicle decision lands on your desk. Lease or buy? Restructure before you scale? Call us. Tuesday morning, Thursday afternoon, whenever the question comes up.
Business tax planning in real time
We model scenarios before you commit. Different entity structures, timing strategies, whether that hire should be a contractor first. You see the tax impact before it becomes permanent.
Quarterly tax strategy sessions
Every 90 days, we sit down and look forward, not back. What's coming in the next quarter? Where are the pressure points? Which decisions do we need to get ahead of?
Management reporting you'll use
Monthly financials that show you what's working and what's burning cash. Three key metrics with context: where you're tracking, where cash is tight, what it means for decisions.
Cash flow forecasting
Know what's coming in the next 90 days so you stop making decisions based on your bank balance this morning. When can you afford that hire? When does the seasonal crunch hit?
All the compliance work
BAS, tax returns, year-end financials, payroll tax, super. It all gets done, on time, without you chasing it. That's the baseline, not the value proposition.
Questions we hear often
Most accountants work reactively - you call them after a decision is made, they tell you the tax implications. We work proactively. You call before you sign, and we model the scenarios so you can decide with full information. The retainer means there's no meter running when you pick up the phone.
See what you're missing in 30 minutes
One conversation to see if this model fits your business.
No pitch, no obligation. We'll look at your situation and show you what proactive advisory looks like.
- ✓Walk through your current structure and upcoming decisions
- ✓See how the retainer model would work for your situation
- ✓Leave with clarity on whether this is the right fit
